Buying a New Home

Buying your new home:

1. View properties

2. Decide on preferred home

3. Obtain mortgage quotes

4. Make offer

5. Offer accepted

6. Property taken off the market

7. Obtain offer from mortgage lender in writing

8. Hire a solicitor/conveyancer

9. Organise conveyancing/ transfer of ownership

10. Agree on an exchange date

11. Organise funds for deposit, bills and moving costs Exchange contracts and set a completion date


What to Do :


So you want to move? But where do you start looking for that dream home?

First you need to decide what you can afford and what you are looking for in your new home.

You can then look in estate agents and on property portals like to find suitable properties

Book viewings for the properties you like without delay, they may prove popular and sell before you even get chance to take a look.

You also need to start looking at mortgage offers and getting quotes to make sure you can afford to buy the new property. Shop around to get a top deal. And don’t forget to look at finance deals offered by housing developers.

Once you have found your new property, you need to make an offer. Once this is accepted, it will be taken off the market. You then need written confirmation of your agreed mortgage.

Once a solicitor has organised the conveyancing, the contracts are exchanged and a completion date is set, the house is yours.